There’s no easy answer to this question, because individual health insurers each have their own formulary of drugs that are covered under their various health plans. To determine whether your health plan’s prescription coverage extends to Cialis or other PDE5 inhibitors, you should consult with a representative of the health insurance company that offers your plan.

Medicare’s Part D prescription coverage does not include Cialis or other ED drugs, according to the Centers for Medicare & Medicaid Services. Part D regulations exclude “drugs when used for treatment of sexual or erectile dysfunction, unless such agents
are used to treat a condition, other than sexual or erectile dysfunction, for which the
agents have been approved by the FDA.”

Health plans provided under the Affordable Care Act are sold by individual health insurance companies. While all such plans must cover some prescription drugs, each plan has its own formulary of generic and preferred drugs. You must check out the insurer’s formulary to find out whether Cialis and/or other drugs you take are included.